Biometric ATMs Let You Forget Cards and PINs

Instead of a PIN for the ATM, soon you’ll just need your face

Innovator: Hector Hoyos
Age: 54
Chief executive officer of year-old, 100-employee Hoyos Labs in New York.

Form and function: Once bank customers save biometric data on their smartphones, they can use it to withdraw money from an ATM without using a card or PIN—or even touching the machine.